C
Centsible Consulting

Senior-led, hands-on engagements scoped to your project.

Four service lanes. Each one designed for a specific type of engagement — from building new platforms to evaluating acquisitions to deploying private AI.

01

Platform Design & Build

For: Companies designing a new payment platform, gateway, billing engine, or embedded payment system.

Discuss a platform project
  • Architecture and data modeling
  • UX wireframing and technical specs
  • Dev team leadership and oversight
  • Gateway design and network certification support
  • QA and production deployment

6 to 24 months. Principal consultant directing internal or external engineering.

02

Strategic Consulting & Fractional CIO/CTO

For: Fintech operators, SaaS companies, and payment businesses needing senior expertise without a full-time executive hire.

Explore a consulting engagement
  • Payment strategy and roadmap development
  • ERP integration planning
  • ISV monetization strategy
  • Operational assessment and improvement
  • Fractional CIO or CTO engagement

Retainers, project-based, or fractional part-time arrangements.

03

M&A Technical Due Diligence

For: PE firms, strategic acquirers, and investors evaluating fintech or payment platform acquisitions.

Discuss a due diligence engagement
  • Architecture review and technical debt analysis
  • Network certification and BIN assessment
  • Acquiring relationship and interchange evaluation
  • Scalability and infrastructure risk review
  • Post-acquisition integration planning

2 to 4 weeks. Written assessment delivered at conclusion.

04

Embedded Payment Integration

For: SaaS companies and ISVs adding payment capabilities or looking to monetize payment flows.

Talk about an integration project
  • ERP integration (QuickBooks, NetSuite, SAP, Sage, Dynamics)
  • Billing engine design and implementation
  • PayFac design and ISO program structure
  • ISV residual program development
  • Omni-channel payments and AR/AP automation

Scoped by integration complexity. Typically 3 to 9 months.

How we work together.

Project-Based

Defined scope, deliverables, and timeline. Best for discrete builds and assessments.

Retainer

Monthly advisory with regular working sessions. Best for ongoing strategic support.

Fractional Executive

Part-time CIO or CTO for firms between hires or scaling through a transition.

Not sure which service fits?

Tell us what you're working on. We'll be direct about whether it's something we can help with.

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